According to a statement released on Tuesday regarding its 2025 results, operating income declined by 5,4 percent year-on-year to 554 million francs. As expected, income from interest business fell to 307 million francs (–18,6 percent), while commission income increased by 4,9 percent to 155 million francs and trading income rose by 5,3 percent to 44 million francs. Other income amounted to 48 million francs, representing a surge of 155 percent.

The share of revenue in euro and dollar, at 28,1 percent, underscores the international orientation of BCGE Group’s business.

Headcount Declines

Operating expenses decreased by 1,5 percent to 298 million francs, while headcount fell by 1 percent to 958 full-time equivalents.

Both operating profit of 233 million francs (–9,6 percent) and net profit of 221 million francs (+0,8 percent) are described as «remarkable given the unfavorable interest rate environment and the weakening economy,» supported by the overall growth of the group.

Strong Inflows

Loans granted to companies and private individuals totalled 21,4 billion francs (+3,9 percent), including 15 billion francs in mortgage loans and 6,4 billion francs in other client receivables.

The bank recorded record inflows over the past year. Assets under management increased by 9,3 percent to 40,4 billion francs.

Stronger Capital Base

Equity rose by 153 million francs in 2025 to around 2,5 billion francs. The consolidated capital ratio thus increased to 16,9 percent, well above the regulatory requirement of 12,7 percent.

Higher Dividend

In October last year, the shares were split at a ratio of 1:10. As a result, the number of private and institutional shareholders increased to 15'290 (as of 31 December 2025). The shares are widely held, with 82 percent of shareholders owning between 1 and 500 shares.

All of them are set to receive a higher payout: at the Annual General Meeting on 28 April, the Board of Directors will propose a dividend of 70 centimes per share, an increase of 7,7 percent compared to the previous year.

The bank expects a challenging environment in 2026 but nevertheless anticipates a comparable result.