Swiss Life has outlined its objectives up to and including 2027, with a focus on clients, advisory services, and operational efficiency during the upcoming strategic period.

Several targets have been revised upward compared to the three-year period ending in 2024. For instance, the fee result is expected to exceed CHF 1 billion by 2027, up from the previous target range of CHF 850–900 million, according to a statement released on Tuesday.

The return on equity target has also been raised to 17–19%, compared to the previous 10–12%, with all divisions expected to contribute significantly.

Dividend Payout Target of 75%

Swiss Life is also setting higher ambitions for cash returns to shareholders, with plans to increase dividends per share. The dividend payout ratio is targeted to exceed 75% of profits starting in 2025, compared to the previous goal of 60%.

In contrast, the volume of share buybacks is expected to decline slightly. From December 2024 to May 2026, Swiss Life anticipates a share buyback program worth CHF 750 million, down from CHF 1 billion in the previous period.

Cumulatively, cash transfers to the holding company are projected to reach CHF 3.6–3.8 billion over the next three years, up from CHF 2.8–3.0 billion previously.

Higher Ambitions

«With the ongoing 'Swiss Life 2024' program, we are on track to meet or exceed all of the Group's financial targets,» said Group CEO Matthias Aellig. «With 'Swiss Life 2027,' we are further raising our financial ambitions.»

Expanding Products and Services

Swiss Life plans to grow its customer base by targeting both existing and new client segments. It also aims to broaden its range of products and services, which will help strengthen client relationships.

The company intends to expand its advisory network and better support advisors by investing further in digital platforms. Technological innovations and automation will also play a key role in achieving efficiency targets.

With more than 17,000 advisors, Swiss Life is well-positioned to meet the needs of clients who value personal consultation.